Securities and investment advisory services offered through L.M. Kohn & Company, a registered Broker/Dealer, Member FINRA/SIPC/MSRB 10151 Carver Rd, Suite 100, Cincinnati, OH 45242. 513.792.0301. The information contained within is not an offer to sell nor the solicitation of an offer to buy any insurance or securities product and is intended solely for residents of states in which a registered representative associated with Financial Designs holds an active license. Financial Designs agents and employees do not provide tax or legal advice.